Sue Botelho at Waterstone Mortgage NMLS #262520

About Us

Sue Botelho loves helping people achieve their dreams — especially homeownership. With over 20 years in the mortgage industry, she's built a reputation for expert guidance, creative solutions, and seamless transactions. As the Branch Manager for Waterstone Mortgage's Panhandle Region, she's a nationally recognized mortgage expert, featured in the Wall Street Journal and Good Morning America. Known as "The Condo Queen," Sue specializes in financing condos, condotels, and non-warrantable properties. A trusted resource for self-employed borrowers, she offers tailored solutions, from VA and FHA to DSCR loans. Originally from D.C., she now enjoys life on Florida's Emerald Coast. Reach out today!